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Insurance companies that accept cash on delivery
These insurance companies They accept our invoice and They refund between 80% and 100% of the %. of the cost of the consultation, usually between 5 and 15 days later.
Check the table below to see if your insurer works with refund method.
Remember: you will have to send the invoice to the insurance company yourself. to receive the corresponding amount according to your policy.
Check the table below to see if your insurer works with refund method.
Remember: you will have to send the invoice to the insurance company yourself. to receive the corresponding amount according to your policy.
| Insurance company (Link) | Policy | Annual coverage | % that covers | Does it cover pharmacy? |
|---|---|---|---|---|
| Sanitas | Premium 500 | 500.000 € | 90% | Yes, up to €200/year |
| Sanitas | Over 90 | 90.000 € | 80% | Yes, up to €200/year |
| Adeslas | Plena Extra 150 | 150.000 € | 80% | No |
| Adeslas | Plena Extra 240 | 240.000 € | 80% | No |
| Adeslas | Premier | 1.000.000 € | 90% | Yes, up to €150/year |
| Mapfre | Health Reimbursement 250K | 250.000 € | 80–90% | Yes, up to €100/year |
| Mapfre | Elite Health | 1.500.000 € | 90% | Yes, up to €200/year |
| Asisa | Optima Plus | 240.000 € | 90% | No |
| DKV | Mundisalud Classic | Approx. €106,000. | 80% (ESP), 90% (EXT) | No |
| DKV | Mundisalud Elite | Approx. €237,000. | 90% (ESP), 90% (EXT) | No |
| DKV | Top Health | Without limit | 100% | Yes, without limit. |
| AXA | Optima Plus | Approx. €180,000. | 90% (ESP), 80% (EXT) | Yes, up to €150/year |
| Caser | Prestige | 210.000 € | 80% consultations, 90% hospital | Yes, up to €100/year |
| Aegon | Health Reimbursement | €100,000 (estimated) | 80% | No |
| Allianz | Health Reimbursement | Approx. €110,000. | 90% | No |
Recommended travel insurance and coverage
If you are going to travel abroad or come to Spain, don't do it without health insurance. A simple unexpected event can turn into a major expense if you're not covered. These international insurance policies offer you quality medical assistance worldwide, including private consultations, hospitalization, and fast reimbursements. Recommended for tourists, students, families, and frequent travelers, They are perfect if you want peace of mind knowing that you and your loved ones are protected from day one. Check out the most comprehensive options here and choose the one that best suits you.
| Company (Link) | Price | Medical coverage | Countries covered |
|---|---|---|---|
| Intermundial | € | 100% up to €5,000,000 | Everyone |
| Chapka | € | 100% up to €1,000,000 | Everyone |
| Heymondo | €€ | 100% up to €3,000,000 | Everyone |
| IATI Insurance | €€ | 100% unlimited | Everyone |
| AXA Assistance | €€€ | 100% up to €1,000,000 | Everyone |
